Accountability for Content
All details and information found on this website have been investigated and checked by competence. exclusive. e.k. or by a third party. No responsibility is assumed for editorial or clerical errors. Every attempt has been made to ensure the information contained herein is valid at the time of publication. Despite its due care and attention, however, data may have changed in the meantime. Therefore, competence. exclusive. e.k. and any third party assume no liability for the accuracy, completeness and up-to-dateness of the information provided. competence. exclusive. e.k. reserves the right to make additions and amendments to the information provided.
The website is aimed at providing information for persons relocating to or living in Germany. The information provided on the website is solely for individual education and understanding of insurance and other issues. Do not act or rely upon any of the resources and information available on or from the website without seeking professional financial, insurance, tax and legal advice relating to your own particular situation. The information available on this website is not intended to replace personal advice from a financial, insurance, tax or legal advisor. We have qualified advisory staff which is able to give you individual professional insurance advice.
Our obligations to remove or block the use of information under generally applicable laws remain unaffected by this as per §§ 8 to 10 of the Telemedia Act (TMG).
Accountability for Links
Responsibility for the content of external links (to web pages of third parties) lies solely with the operators of the linked pages. No violations were evident to us at the time of linking. Should any legal infringement become known to us, we will remove the respective link immediately.
Contents and design of the website is subject to German copyright law. Unless expressly permitted by law (Par 44a UrhG [German] copyright law), every form of utilizing, reproducing or processing works subject to copyright protection on our web pages requires the prior consent of the respective owner of the rights. Individual reproductions of a work are allowed only for private use, so must not serve either directly or indirectly for earnings. Unauthorized utilization of copyrighted works is punishable (Par 106 UrhG [German] copyright law). Any use of published content of this page is subject to prior written confirmation of Claus Edam, competence. exclusive. e.k.